Reverse Mortgage for homeowners age 62+
Find out how much money you can get from a Reverse Mortgage.
Why Choose Pacific Capital?
Pacific Capital is a trusted resource dedicated solely to reverse mortgages.
- One of the nation’s top lenders
- We offer a wide variety of reverse mortgage choices, to meet your individual needs and best interests
- Our goal is matching customers with the right product and empowering you with financial independence
- As a member of the National Reverse Mortgage Lenders Association (NRMLA), we adhere to a strict Code of Ethics and pledge to serve you with integrity
As you explore your reverse mortgage options with Pacific Capital, an experienced Reverse Mortgage Specialist will serve as your guide throughout the entire loan process. Here’s a basic overview of what you can expect:
- To help you make an informed decision, he or she will answer all your questions, thoroughly explain everything, and serve as your guide through the whole loan process
- We encourage you to include your trusted advisor(s) in your decision-making
- Independent counseling (in-person or by phone)
- Property appraisal, loan processing and approval
- Loan funds and you’ll receive your proceeds
The process is easy, and Pacific Capital will assist you all the way.
Do You Qualify? Eligibility Criteria
- You and any other owners of the home (such as a spouse) must be at least 62 years of age
- The home must be your principal residence
- You must not be delinquent on any federal debt
- You must discuss the program with an independent counselor who’s approved by the Department of Housing and Urban Development (HUD) and from a HUD-approved agency
To learn more about the benefits of a reverse mortgage from Pacific Capital—and how it may help you secure long-term financial independence—please contact us today. Call toThis material is not from HUD or FHA and has not been approved by HUD or any government agency.Finance of America Reverse, LLC is Licensed Mortgage Banker in the State of New York, but this website has not been approved by the New York State Department of Financial Services. Until this website is authorized by the New York State Department of Financial Services, no mortgage loan applications for properties located in New York can be accepted through this site. ll-free 844-307-3375
Please note that any information provided will be deemed confidential & shall not be reproduced or sold to a third party company. By sending any information, you grant an unrestricted, irrevocable license to use the information to accommodate your requests. FHA Mortgagee ID# 21249. Information provided by Finance of America Reverse, LLC. Not endorsed by or affiliated with any governmental agency. CALIFORNIA BUSINESS NAME: Finance of America Reverse, LLC. NEBRASKA BUSINESS NAME: REVERSE IT! LLC. Pacific Capital67