New or Consolidated Mortgage Loans for Homeowners

Find out how to apply for a home loan or consolidate all of your debt into one mortgage:


Fill out the form below for FREE Mortgage or Refinance information.

First Name

Last Name

Phone Number


Home Value

Mortgage Balance

30-year VS 15-year Mortgages

Compare the principal and interest — not including homeowners insurance or property tax — for $250,000 mortgages at current interest rates:

  • A 30-year fixed-rate mortgage at 3.88% has monthly payments of $1,176 and a total interest cost of $173,471
  • 15-year fixed-rate mortgage at 3.19% has monthly payments of $1,749 and a total interest cost of $64,890 — a savings of $108,581 if you kept the loans for their entire terms


Re-fi your Mortgage for Lower Rates Today

We are here to help you examine the savings for refinanced mortgage loans

  • One of the nation’s top lenders
  • We offer a wide variety of  mortgage choices to meet your individual needs and best interests
  • Our goal is matching customers with the right product and empowering you with financial independence
  • We adhere to a strict Code of Ethics and pledge to serve you with integrity

As you explore your mortgage and debt consolidation options with us, an experienced Mortgage Specialist will serve as your guide throughout the entire loan process. Here’s a basic overview of what you can expect:

  1. Education – to help you make an informed decision, he or she will answer all your questions, thoroughly explain everything, and serve as your guide through the whole loan process. We encourage you to include your trusted advisor(s) in your decision-making.
  2. Independent counseling (in-person or by phone)
  3. Application
  4. Property appraisal, loan processing and approval
  5. Closing
  6. Loan funds and you’ll receive your proceeds

Do You Qualify? Eligibility Criteria

We will examine your financial situation and request the documents that will move your approval along quickly

  • Average Credit – OK
  • The home is located in the United States
  • Speak to one of our specialists to walk you through the application
  • Send a copy of your mortgage statement if you have an existing loan


To learn more about the benefits of a mortgage loan and how it may help you secure long-term financial independence—please contact us today. This material is not from HUD or FHA and has not been approved by HUD or any government agency.

Finance of America Reverse, LLC is Licensed Mortgage Banker in the State of New York, but this website has not been approved by the New York State Department of Financial Services. Until this website is authorized by the New York State Department of Financial Services, no mortgage loan applications for properties located in New York can be accepted through this site. For more information, call toll-free 844-307-3375.

housePlease note that any information provided will be deemed confidential & shall not be reproduced or sold to a third party company. By sending any information, you grant an unrestricted, irrevocable license to use the information to accommodate your requests. FHA Mortgagee ID# 21249. Information provided by Finance of America Reverse, LLC. Not endorsed by or affiliated with any governmental agency. CALIFORNIA BUSINESS NAME: Finance of America Reverse, LLC. NEBRASKA BUSINESS NAME: REVERSE IT! LLC.

Ready for Help?

Speak with someone today to walk you through the application process and verify your eligibility.