Student Loan Forgiveness

Income-Based Federal Benefits

Government Assistance Programs Are Available – Find Out if You Qualify For Free – 24 Hour Approval

Ready For Help?

Speak with Customer Service to walk you through the application process and verify your eligibility

 

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Start Your Application Here:

You will be contacted by phone within 24 hours by one of our specialists with a (310) area code.

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Our Services Help You:

  • Identify the most appropriate Department of Education consolidation program for your personal situation.
  • Accurately complete required Department of Education paperwork for approval.
  • Process and Submit required Department of Education paperwork.

Student Loan Forgiveness programs are based on legislation in 2010:

The William D. Ford Act allows students to have their loans forgiven based on income, family size, dependents, marital status and state poverty lines.

 

one

Tell us how much you owe

Our trusted experts will walk you through the application paperwork and qualification process, set up your FSA ID so you can always view the status of your loan, and verify your eligibility for forgiveness.

two

We tell you your options

Government Assistance programs are available based on your current income situation – we’ll educate you about your qualifying repayment options and handle the loan consolidation and income-based forgiveness documentation for you.

three

You get lower payments

Over 90% of Americans qualify for one or more Federal Income-Based Direct Loan Forgiveness program – get back in good standing with a low payment and back-end forgiveness on your Federal student loans.

Ready for Help?

Speak with someone today to walk you through the application process and verify your eligibility.

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Government Programs

Income-Based Repayment

Your income may increase or decrease but your monthly payments will be 15% of your income or less. Must prove partial financial hardship. Loan forgiveness after 240 months.

IBR for New Borrowers

Your income may increase or decrease but your monthly payments will be 10% of your income or less. Must prove partial financial hardship. For loans after 2007.

Pay as You Earn [PAYE]

Your income may increase or decrease but your monthly payments will always be 10% of your monthly income. Must prove partial financial hardship. 240-month loan forgiveness.

Income-Contingent

Your income may increase or decrease but your monthly payments will always be 20% of your monthly income. You do not have to prove partial financial hardship. 300-month loan forgiveness.

Revised PAYE [RePAYE]

Your income may increase or decrease but your monthly payments will always be 10% of your monthly income. You do not have to prove financial hardship.

Standard Repayment

Regardless of income, you are required to pay 10% of the loan balance + interest, which is usually 6%-9%. This plan is not in your best interest for your total out-of-pocket.

Ready for Help?

Speak with someone today to walk you through the application process and verify your eligibility.

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Our Vision

We are here to educate and reassure students that debt relief is available, and guide you though the application process

  • It is not beneficial for your debt collector to educate and enroll you into a government benefit program – it is simply not their financial interest.
  • Are you in default? The Department of Education has the ability to garnish up to 30% of your wages and sieze your annual tax return if you fall three months behind on your monthly student loan payments.
  • We are here to educate you about income-based repayment plans that the government has implemented for those suffering from financial hardship.
  • It is our mission to bring you back in good standing with your federal loans with the absolute lowest possible payment according to your loan details.

Public Service including
Teacher Loan Forgiveness

120-month loan forgiveness

Loans are forgiven after 120 on-time monthly payments to the Dept. of Ed.

Call now to verify public service employment

844-307-3375

Ready for Help?

Speak with someone today to walk you through the application process and verify your eligibility.

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Government Assistance Benefits

Clear the Air

We can help you provide proof of your financial hardship in order to stop tax return levys or wage garhishment.


Reduce your Payments

Lower your monthly payments based on your income and number of dependents to a rate that is more beneficial for you and your family.


Fix your Credit

Being in good standing and making your minimum payments is as good as gold on your credit report.

Contact Us

844-307-3375

Location

3435 Wilshire Blvd
Los Angeles, California 90010
Tel: 844-307-3375